insurance agents covering a cut out family with an umbrella

When You Need an Umbrella Policy

Unforeseen events happen in life that can lead to property damage or injury to someone. If you are held liable, the fallout can ruin your financial health. “But I have insurance!” you say. That’s good. But is it enough insurance? What are the limits of your policy? You could be in trouble if your liability…

little kids trick or treating on Halloween

Helpful Minnesota Halloween Tips

Ensure You and Your Kids Are Safe This Halloween With Halloween just around the corner, it’s important to remind yourself of all the best safety practices for you and your family. Although this is a celebratory holiday, accidents can happen, and it’s better to be prepared for all the possibilities. Whether it’s your costume, candy,…

Independent Insurance Agency in North Branch Minnesota

Want to Save on Minnesota Insurance?

Work With A Minnesota Independent Insurance Agent  Maybe you’re looking at the budget for your business and wondering whether you are overspending on insurance premiums, or perhaps you have just started a business in Minnesota and don’t know where to start with getting coverage. Of course, comparing insurance rates is your best option, but finding…

photo of a man playing guitar outside his camper van.

Insuring Your Camper

Many people purchased an RV or a camper during the COVID-19 pandemic. They sought a way to have vacations safely and spend time with family without worrying about canceled reservations. In fact, according to the RV Industry Association, December 2021 showed total shipments from RV manufacturers up nearly 47% from the previous December. RVs and…

Drive safely sign to save money with safe driver discounts

Save Money with Safe Driver Discounts

Safe drivers pay less for car insurance because they cost insurance companies less in payouts. This is why insurance companies often incentivize safe driving with discount programs. They go by various names, depending on your insurance carrier, but the basics are the same. They save you money, just for driving safely. How Do They Know…