a senior man with adult son picking apples in an orchard. Son is holding a basket of apples

Do Apple Orchards Have Insurance?

Running an apple orchard in Minnesota involves a range of risks and liabilities that should not be overlooked. To protect your business and ensure its long-term success, it is crucial to have appropriate insurance coverage in place. This section will discuss some types of insurance that an apple orchard in Minnesota may need. One of…

What Kind Of Coverage Does A Nonstandard Occupation Need?

As a full service independent insurance agency, our primary goal is to provide comprehensive coverage that meets the diverse needs of individuals and businesses. While traditional occupations are relatively straightforward to assess and insure, there is a growing segment of the workforce engaged in nonstandard occupations. These unconventional job roles pose unique challenges when it…

holding umbrella over model home showing umbrella coverage

What Is Umbrella Insurance For?

What Is Umbrella Insurance? Umbrella insurance is a type of liability insurance that provides you extra protection. This protection is beyond the limits of homeowners, auto, or other primary insurance policies. It’s designed to protect assets in case of major liability claims, including judgments leveled against the policyholder that exceed the limits of their primary…