Running an apple orchard in Minnesota involves a range of risks and liabilities that should not be overlooked. To protect your business and ensure its long-term success, it is crucial to have appropriate insurance coverage in place. This section will discuss some types of insurance that an apple orchard in Minnesota may need. One of…
Running a small business is an exciting venture, filled with dreams of success and growth. However, every business journey comes with its fair share of risks. As an insurance company dedicated to safeguarding your business’s future, we understand the challenges small business owners face. That’s why it’s important to know what insurance options are available…
Garage Keeper’s Liability is a crucial coverage that every auto repair shop should understand. This coverage protects the shop from financial losses that may occur while customers’ vehicles are in their care, custody, or control. Auto repair shops are responsible for the vehicles they service, and accidents or damage can happen even with the utmost…
Most business insurance packages include general liability insurance because it can help cover the daily risks many small business owners face. Who Needs a General Liability Policy Although it isn’t usually required by law, there are many good reasons to ensure you have sufficient general liability coverage. Some industries need to be especially concerned…
What General Liability Insurance Covers As a business owner, you have many vulnerabilities. You deal with the economy’s whims, changes in your industry, and potential loss due to several potential liabilities. While you can’t fix the economy, you can protect yourself with the right insurance. General liability can cover small businesses and the self-employed and…
Work With A Minnesota Independent Insurance Agent Maybe you’re looking at the budget for your business and wondering whether you are overspending on insurance premiums, or perhaps you have just started a business in Minnesota and don’t know where to start with getting coverage. Of course, comparing insurance rates is your best option, but finding…
Does Your Homeowner’s Insurance Cover Your Airbnb? If you have been reading our blog for a while, you probably know how important homeowner’s insurance is. It protects you against losses spanning from vandalism to fire. If you are going to rent out a property separate from your residence or even a room in your home,…
Liquor Liability & Your Holiday Party. Tis the season for holiday parties. If you organize one yourself, it is essential to know the risk you are assuming and how to minimize it. It seems there is a string of opportunities to attend one between Thanksgiving and New Year’s. Perhaps you are even organizing one yourself.…
Happy Thanksgiving! Usually a time of thanks, this time we are talking about an unpleasant holiday visitor, food poisoning. You’ve worked hard to build your restaurant. Protect it. We are an experienced independent insurance agency, and we’re here to help. CDC estimates that each year roughly 1 in 6 Americans (or 48 million people) gets…
When Someone Slips and Falls on Your Property You’ve heard it before. If someone slips, falls and is injured on someone else’s property, they can sue! But what if the property belonged to you? Are you prepared for a liability claim? Let’s look at the law and how you can be protected and protect anyone…