What Is a Bonded Contractor? A bonded contractor is backed by a third-party company known as a surety company. A surety company provides a guarantee of payment to the obligee that the principal will fulfill their obligations. Before the surety company issues a bond, a contractor must meet the surety’s rigorous process of meeting…
You may receive some lovely gifts this holiday season. How do you protect against loss from theft, damage, or destruction? Many items may be covered under your homeowners’ or renters’ insurance. Things like: Appliances Children’s toys Clothing Electronics Furniture Home Decor Laptops Sporting goods TVs Wine and spirits What If You Have Received a Pair…
Insuring the Contents of Your Storage Unit Do you know how to insure your storage unit? Fall has arrived, and it is time to put your summer toys in storage. It is also an excellent time to review your insurance policies to verify that you have sufficient coverage on where you are storing your belongings. …
Work With A Minnesota Independent Insurance Agent Maybe you’re looking at the budget for your business and wondering whether you are overspending on insurance premiums, or perhaps you have just started a business in Minnesota and don’t know where to start with getting coverage. Of course, comparing insurance rates is your best option, but finding…
Knowing where to start when choosing your personal insurance may be challenging. There are so many options! We also know that it is important to stay within your budget. You may hear a lot of commercials that talk about bundling your insurance, today we will talk about what that means and if it is right…
Making Sure Your College Student Is Insured Many things start to change when your child is ready to head off to college. For example, you might wonder if your car insurance policy should change. Should you keep your student on your policy, or is it time for them to get their own policy? These questions…
Make Sure Your Summer Water Craft Is Insured You insure your home, your car, and other high-ticket items. Don’t forget to get insurance coverage on your boat or personal watercraft (PWC), commonly referred to by brand names such as Jet Ski, Wave Runners, or Seadoos. The right policy can protect you from loss due to…
Many people purchased an RV or a camper during the COVID-19 pandemic. They sought a way to have vacations safely and spend time with family without worrying about canceled reservations. In fact, according to the RV Industry Association, December 2021 showed total shipments from RV manufacturers up nearly 47% from the previous December. RVs and…
Is Your Property Safe in Storage? How to Protect it! It seems everyone has something in storage. But what happens if the contents of your storage unit are stolen or are destroyed by mildew? Self-storage units of all kinds are popping up all over the place. It seems everyone has something in storage. They are…
Got Cold Feet? There’s a Policy for That! Cold Feet or Change of Heart policies are specific policies that cover the financier of the wedding (but not the bride and/or groom). Weddings are expensive! According to the Wedding Report, the projected average cost for weddings in 2022 and 2023 ranges from $24,300 to $24,900, up…