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Category Archives: Personal Insurance

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Couple storing property in storage facility

How to Protect Property in Storage

Personal InsuranceBy Hermann InsuranceMarch 1, 2022

Is Your Property Safe in Storage? How to Protect it! It seems everyone has something in storage. But what happens if the contents of your storage unit are stolen or are destroyed by mildew? Self-storage units of all kinds are popping up all over the place. It seems everyone has something in storage. They are…

Wedding couple with cold feet

Got Cold Feet? There’s a Policy for That!

Personal InsuranceBy Hermann InsuranceFebruary 15, 2022

Got Cold Feet? There’s a Policy for That! Cold Feet or Change of Heart policies are specific policies that cover the financier of the wedding (but not the bride and/or groom). Weddings are expensive! According to the Wedding Report, the projected average cost for weddings in 2022 and 2023 ranges from $24,300 to $24,900, up…

Fantasy Football, Real Insurance

Personal InsuranceBy Hermann InsuranceNovember 19, 2021

Fantasy Football, Real Insurance About 40 million people now play fantasy football in the U S. How does it work? And is it gambling? Is there a way of insuring your “investment?”  An estimated 40 million people now play fantasy football in the United States. And the game is becoming a global one. For example,…

rental burning

Is Renter’s Insurance Worth It?

Home Insurance, Personal InsuranceBy Hermann InsuranceSeptember 27, 2021

Is Renter’s Insurance Worth It? Many renters mistakenly assume that their landlord is insuring them. But they aren’t. So if the home you rent was to burn down, how would you replace your stuff? It would help if you had renter’s insurance. When you move into an apartment or rented home, you put the utilities…

Climate Change Flooded Road

A Change In Climate Could Mean A Change in Insurance Policy

Auto Insurance, Home Insurance, Personal InsuranceBy Hermann InsuranceAugust 25, 2021

A Change In Climate Could Mean A Change in Insurance Policy   As you know, we cannot control the weather. Each year, Minnesotans experience extremes in climate: harsh winters, hot, humid summers, and everything between. We are no strangers to crazy weather, but do your insurance policies match these changing needs? You may be over–…

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