Halloween Haunted House Event Insurance
It’s that time of year again when many of us are looking for a good scare. But the last thing you want is the fear of a liability lawsuit brought about after someone was injured at a Halloween event you coordinated or sponsored. Make sure your haunted house doesn’t end up haunting you!
There is Increased Risk of Injuries at Haunted Events
When people are scared, they become unpredictable. They may grab the person next to them, even if their neighbor is a complete stranger. Some people will bolt for the nearest exit, knocking people over in the process. And if a participant already has compromised health due to cardiac issues or pregnancy, there are added concerns when things go bump in the night.
Haunted Attraction Insurance
There are a growing number of haunted attractions popping up each October, and haunted houses are just the beginning.
- Haunted Houses
- Zombie Runs
- Haunted Hayrides
- Corn Mazes
- Haunted Forests
- Haunted Ships
- Escape Rooms
- Pumpkin Patches
These events often include pyrotechnics, stunts, lifelike costumes, and even moving floors. While they are usually run with the utmost care and professionalism, it is essential to plan for the unexpected.
Whenever Possible, Minimize Risk
- Have ample fire extinguishers available
- Post warning signs to limit liability
- Consider age limitations to keep young children from getting trampled
- Use guides whenever possible
- Have entrances, exits, and stairs adequately lit and equipped with handrails
- Avoid having liquor at your event
Most importantly, have a good event insurance policy that will protect you and offer coverage to any party injured at your haunted event.
Have an Experienced Insurance Agency On Your Side
Providing Halloween entertainment doesn’t have to be scary. You just need an experienced independent insurance angency who can help you choose the best policy for your needs. Reach out to Hermann Insurance Services. We’ve got you covered.