Most business insurance packages include general liability insurance because it can help cover the daily risks many small business owners face. Who Needs a General Liability Policy Although it isn’t usually required by law, there are many good reasons to ensure you have sufficient general liability coverage. Some industries need to be especially concerned…
Insurance Can Protect Your Holiday Season You might not think of insurance when you think of the Minnesota holiday season in terms of gift-giving, but I’m sure you can remember a crazy story or two that happened around the holidays. Unfortunately, sometimes our favorite holiday films mirror real life, and disasters can happen that often…
Insuring the Contents of Your Storage Unit Do you know how to insure your storage unit? Fall has arrived, and it is time to put your summer toys in storage. It is also an excellent time to review your insurance policies to verify that you have sufficient coverage on where you are storing your belongings. …
Making Sure Your College Student Is Insured Many things start to change when your child is ready to head off to college. For example, you might wonder if your car insurance policy should change. Should you keep your student on your policy, or is it time for them to get their own policy? These questions…
Does Your Homeowner’s Insurance Cover Your Airbnb? If you have been reading our blog for a while, you probably know how important homeowner’s insurance is. It protects you against losses spanning from vandalism to fire. If you are going to rent out a property separate from your residence or even a room in your home,…
If you own a lake home, you will want to have the right kind and amount of insurance to protect your property. Here are some things to keep in mind when insuring your lake home. In the Land of 10,000 Lakes, there are plenty of lake homes! If you own one of them, you will…
Landscaping is expensive, takes time to establish, and adds a lot of value and curb appeal to your home. So, what happens when part of your landscaping is damaged? Do you have to pay for it out of your pocket, or is there insurance coverage to soften the financial blow? Homeowner’s Insurance to the Rescue…
Is Your Property Safe in Storage? How to Protect it! It seems everyone has something in storage. But what happens if the contents of your storage unit are stolen or are destroyed by mildew? Self-storage units of all kinds are popping up all over the place. It seems everyone has something in storage. They are…
Don’t Let a Fire Extinguish Your Holiday Cheer! The winter holiday season is a time to gather with family and friends, eat good meals, and share memories. Unfortunately, it is also peak house fire season. All these fires are preventable. Christmas Tree Fires Half of all home tree fires involve electrical distribution or lighting…
Liquor Liability & Your Holiday Party. Tis the season for holiday parties. If you organize one yourself, it is essential to know the risk you are assuming and how to minimize it. It seems there is a string of opportunities to attend one between Thanksgiving and New Year’s. Perhaps you are even organizing one yourself.…